Redefining What’s Possible for Homeowners

Find out how you could fund your dreams | Qualify in as little as 5 minutes
$584B
in Loans Funded
50,000+
Reviews
1.93M
Customers Served 
loanDepot's 5x5 Home Loan

ACCESS CASH IN AS FAST AS 5 DAYS^

Tap Into Your Home Equity. Keep Your Current Mortgage Rate.
^ See website for details.

Find Your Local Loan Officer

Need help? One of our loan officers is ready to answer your questions.

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Loan Officer

Couple exploring rates with a loanDepot mortgage calculator

Run the Numbers

No commitment, no obligation. Plug in a few details, explore different options, and see what’s possible.

Couple exploring rates with a loanDepot mortgage calculator

Check Out Today’s Rates

Run the Numbers

No commitment, no obligation. Plug in a few details, explore different options, and see what’s possible.

Loved by Customers, Top Rated Lender

50K+
Reviews
USA Today
America’s Best Customer Service in Financial Services 2026
NerdWallet best-of awards 2026 badge
Best Mortgage Lender for FHA Loans
TIME
America’s Best Financial Services 2026

Support Every Step of the Way

1
Tell Us Your Goals

Speak with a Loan Officer about your home financing options.

2
Find The Right Loan

Your Loan Officer will help find a loan tailored to your unique needs.

3
See If You Qualify

Answer a few questions and find out what your loan amount could be.

4
Fund Your Dreams

Get the funds you need for life’s biggest moments.

Find the Loan That Fits Your Goals

No Matter Where You are in Your Homeownership Journey, 


We’re Here to Help.

Family moving into their home with help from loanDepot

Frequently Asked Questions

A mortgage is one of the biggest commitments you’ll make, and loanDepot is built to be your partner for all of it. We match you with a loan that suits your specific needs, not the one that pays us more.

We move quickly when it counts, with home equity loans closing in as few as five days. And because buying, refinancing and home equity solutions are all under one roof, loanDepot can support every chapter of homeownership. Plus, with the Lifetime Guarantee, you’ll pay $0 in lender and appraisal fees on eligible future refinances, helping you save each time you return.

There is no cost or obligation to check your options or to get started. If you choose to move forward and apply for a loan with us, there may be a small application and / or appraisal fee required, depending on the product you select.

loanDepot is a licensed mortgage lender in all 50 states, so we can work with you whether you’re buying, refinancing, or relocating across state lines. A few home equity products have state-by-state availability, and Texas follows its own loan structure, so your loan officer will confirm exactly what’s available where you live.