Marcie Geffner
Marcie is an award-winning freelance reporter, writer and editor. Her current projects include news stories, magazine features and content for real estate, mortgage and banking websites. Previously, Marcie was managing editor of Inman News, an independent online real estate news service and senior editor of California Real Estate, a publication of the California Association of Realtors. She also has experience in technical writing, corporate communications, public relations and employee communications. Marcie holds a bachelor's degree in English with high honors from UCLA and master's degree in business administration (MBA) from Pepperdine University. At UCLA, Marcie was a member of the Phi Beta Kappa academic honor society. Marcie is an active member and former board member of the National Association of Real Estate Editors and frequent panelist and critique editor at writers' conferences. Marcie lives in Los Angeles and may be reached via MarcieGeffner.com
Ever wonder how a lender decides the interest rate you qualify for when you apply for a home loan? Mortgage rates are partially a function of overall market levels, which are significantly affected by decisions of the Federal Reserve. If market rates are in the 5 percent range, for example, then most borrowers won’t get rates of 3 percent or 8 percent.
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