Ana Gonzalez Ribeiro
Ana has written for Mint, Investopedia and Bankrate. A former bank news reporter for SavingsAccount.com, she has also been published in the various news outlets and websites, including The Huffington Post, Fox Business News, and Yahoo!Finance. She authored a series about Hispanic Entrepreneurs and a blog about the educational tools and resources Latino students and emerging entrepreneurs need to achieve their dreams. She is a member of the American Society of Journalists and Authors, American Association of Daily Money Managers and the Financial Planners Association. Ana is also a New York State Notary Public and an AADMM certified Daily Money Manager. She has been featured on WIBC Indy’s News 93.1 FM radio, Blog Talk Radio and interviewed as part of Channel 41’s Univision morning news program, Al Despertar. In 2010, she founded the personal financial and motivational site AcetheJourney.com. Ana lives in Riverdale, New York with her husband and son.
If you have ever applied for a loan and been denied credit, you know how discouraging that can feel. Why does it happen? Below are some of the more common reasons lenders tend to turn down loans. Keep in mind that all lenders are different, and the intent of this article is to give you insight into their thinking, not to discourage you from applying for a loan.
There are plenty of mistakes we make when we are in our 20s, right? We’re young, inexperienced, and besides, we have plenty of time on our hands to correct any mistakes we might make. Then our 30s roll around faster than we imagined. Now, all of a sudden, it’s time to start settling down with a family and a career and those partying days of yesterday seem far behind us.
Buying a home is an exciting venture, but as thrilling as it may be, as a first-time homebuyer you should take some crucial steps before and during the process if you plan to use a mortgage loan to purchase the home.
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